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Café Insurance
T: 1300 210 098
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Bruce Insurance is a leading national insurance broker insuring cafes and coffee shops for more than 20 years.
We are a specialist provider of insurance and risk management services for café owners. Our café insurance
offers a flexible policy with unique benefits and is underwritten by trusted insurer Lloyds of London. |
Buildings & Contents
- All contents covered for accidental damage
- Any glass incident (internal or external)
- $10,000 replacement locks and keys for stolen keys
- $5,000 employees’ or customers’ belongings if stolen or damaged
- $5,000 reimbursement for burglary or vandalism reward
- Up to $25,000 artworks
- Flood coverage depending on location
- $100,000 fire extinguishment costs and $100,000 debris removal
- $50,000 landscaping fees and $250,000 loss of land value
- $25,000 professional fees
- $25,000 rent payable over 12 months
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Burglary & Money
- $20,000 cash on premises or residence during trading hours
- $20,000 burglary with extension available
Machinery Breakdown & Loss of Profit
- Up to $250,000 including temporary hire $10,000
- Up to $10,000 stock deterioration following fridge / freezer breakdown
Business Interruption
- 15% of Gross Profit for contracted purchases
- Support of continuity plans in the event of a disaster
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