 | Café Insurance
T: 1300 210 098 |
Bruce Insurance is a leading national insurance broker providing coffee shop and cafe insurance for more than 25 years.
We are a specialist provider of insurance and risk management services for café owners. Our café insurance
offers a flexible policy with unique benefits and is underwritten by trusted insurer Lloyds of London.
Our coffee shop insurance covers: | Buildings & Contents - All contents covered for accidental damage
- Any glass incident (internal or external)
- $10,000 replacement locks and keys for stolen keys
- $5,000 employees’ or customers’ belongings if stolen or damaged
- $5,000 reimbursement for burglary or vandalism reward
- Up to $25,000 artworks
- Flood coverage depending on location
- $50,000 fire extinguishment costs and $100,000 debris removal
Machinery Breakdown & Loss of Profit - Up to $10,000 including temporary hire $1,000
- Up to $2,000 stock deterioration following fridge / freezer breakdown
| Burglary & Money - $20,000 cash on premises during trading hours
- $20,000 burglary with extension available
Business Interruption - 15% of Gross Profit for contracted purchases
- Support of continuity plans in the event of a disaster
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