Q & A

/Q & A
Q & A 2017-11-07T15:16:17+00:00

Type this question into Google and you will return about 20,000,000 results. So, it’s fair to say it’s a question asked a lot – and rightly so.

Insurance can be, and should be, considered as one of the most important aspects for your business and for protecting your future – but, insurance is complicated. It is one of the most complex products you can buy. This shows in the countless number of policies available in the market – policies that are available to protect against a multitude of potential risks.

As an example, many of the policy wordings for business insurance can be in excess of 100 pages, and whilst they are written in “plain English” for the benefit of consumers, there remains the need to read and compare each of the various different insurer’s policy wordings – the cover, additional benefits and the exclusions –especially if you want to review more than one policy and / or insurer prior to proceeding with cover.

Add to this – the choice of insurers, excesses, premiums, for example – and it can sometimes leave consumers confused, overwhelmed, or in a position where they make take insurance for granted, or even worse, misunderstand their cover.

That is why you need to use an insurance broker. A qualified insurance broker is more than just a “middle man”. They are industry experts whose priority it is to represent your interests at all times. Their role includes helping you understand your unique risks and insurance needs, and to find the cover that suits you in the ever changing insurance market. More simply put – the role of an insurance broker is to work for you.

Going direct to an insurance company may seem like the cheaper option, but would you fight a legal dispute without a solicitor, or lodge your company’s tax return without an accountant? An insurance broker can work alongside you as your professional insurance partner analysing your situation and providing a customised plan to meet your specific needs.

The service standards they offer you – and the protections in place to ensure you are treated in an open and honest way – are set out in the Insurance Brokers Code of Practice.

Why us? We are an insurance broker in Perth and located centrally in Subiaco. We are innovative and we are well respected, and have been ranked as one of the top Insurance Brokers in Australia. Collectively we have more than 50+ years’ experience.

We provide our clients with regular reviews, claims support, contract review service, ongoing advice, and risk management advice. And equally as important, we pride ourselves on our excellent customer care, old fashioned personal service and our integrity.

Our partnership with Steadfast ensures our clients still receive our personal service, but they now have access to a wider range of insurance products and services. Meaning that we can often negotiate better outcomes for them.

The Steadfast Group Limited is the largest insurance broker ‘cluster’ group in Australia. Established in 1996, Steadfast Group is an ASX 200 listed public company comprising more than 270 government regulated insurance brokerages operating from over 400 offices around Australia. The Group generates in excess of $4 billion in annual premium turnover.

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