Our own mortality is not something we like to think about. Nor do we tend to give much thought to experiencing a major illness or injury. However, to protect the long-term financial security of your loved ones, your accumulated assets, and potential threats to your business, it’s vital that you have a sound risk management strategy.
‘Bruce Life’ is a division of Bruce Insurance. Our experienced consultants can provide expert advice on:
Life Insurance is a lump sum payable on death or terminal illness. It is important to review this policy every few years to ensure that the sum insured accurately reflects your financial responsibilities, and to consider increasing the sum insured if necessary.
Income Protection Insurance
Income Protection insurance is an area of insurance that we encourage our clients to consider. Its purpose is to provide a vital safety net to protect you and your family from financial hardship, which could be triggered through sickness or injury for an extended time.
This type of insurance pays a cash lump sum on the diagnosis of a medical condition or event, including cancer, heart attack, coronary bypass and stroke. However, there are dozens of other medical conditions that can also be covered. The benefit is paid out when the diagnosis is confirmed, not when the policyholder dies. This enables medical expenses to be paid, and other ongoing costs like mortgages and living expenses.
As one of Perth’s leading Insurance advisers, we have access to a broad range of insurance providers, and can tailor an integrated Life Insurance and Income Protection Policy that is perfect for your individual circumstances.
For enquiries on Life Insurance, please fill out a quotation request, and one of our consultants will be in contact with you shortly.