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Public Liability Insurance. Done Right.

Protect the years of hard work you’ve invested in your profession.

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Exercising duty of care is vital, but mishaps are bound to occur.

All businesses need a public liability insurance policy to protect themselves in the instance they’re held legally liable for injury, or property damage during the course of their work. 

It’s not a legal requirement to have public liability insurance, but it’s strongly recommended because mishaps are so common. At best they’re relatively minor, at worst you’ll be bound by the financial shackles of a hefty bill for many years. 

 More than the financial impact of a public liability claim against you, it’s never great for your reputation if you do not have the appropriate cover for your business. It is crucial to have a trusted insurance company to support your business long-term.

We keep it simple and market-leading to ensure you have just the right balance of optimised insurance cover.

Public liability insurance includes cover for:

  1. Injury to, or death of, someone on your premises
  2. Loss of, or damage to, someone else’s property on your premises
  3. The legal costs incurred in the instance of (or in defence of) a claim
  4. Other workers acting on behalf of your business, who may have had an incident resulting in a claim against them

We also offer support and advice when you change from your existing insurance provider.

Highly recommend Bruce Insurance. I have been dealing with Bruce for 4 years now. Janet and the team know about insurance and respond quickly to all communications. It is a huge time saver being able to have such a knowledgeable team look after all our business insurance needs in the one place.

Angela Vagos

30 years’ knowledge and experience, we’ve worked hard at building genuine, long-term relationships with our valued clients and insurance partners.

It’s this strength of trust that has positioned Bruce Insurance Group as one of Australia’s leading public liability insurance providers.

We’re as precise with our process as we are with your cover and handle your insurance matters with commitment and care. 

Go for infallible. Our kind of reliability isn’t easy to find.


  • Why do I need public liability insurance?

  • What is the difference between public and personal liability?

  • Do I need public liability as a sole trader?

  • Does public liability cover accidental damage?

  • What can be claimed on public liability insurance?

  • How much does public liability insurance cost?

  • What happens if I don't have public liability insurance?

  • Why Bruce Insurance?

  • Does public liability insurance cover personal injury?

  • How can I get a public liability quote?

We don’t just run an insurance business. We’re wholly invested in protecting your livelihood.

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