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Personal Accident Insurance. Done Right.

Easy, affordable cover when you need it done fast.

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Things happen in a hurry as a tradie - that’s why you can rely on us to get you covered.

The personal accident and illness policy we offer is an affordable, simple and effective policy that suits tradies who need insurance cover quickly to get on a worksite.

Our personal accident and illness policies cover serious injury, illness or accidental death and will pay for expenses such as medical bills and rehab programmes, as well as lost income. The policies are designed to provide replacement income should you be unable to work.

Our personal accident insurance policies can be designed to include:

  1. Accident-only cover, or can be extended to include illness
  2. 24 hours a day cover, so you’re not restricted to just work
  3. An optional extension to include death or total disablement as a result of an accident
  4. Payment of up to 85% of the amount the person was earning prior to the accident illness to ‘Agreed Value up to $1,300 per week – no requirement for proof of earnings
  5. Up to two years payment or until you return to work
  6. 7, 14 or 28 day excess options available (uninsured period)

Personal accident and sickness policies are general insurance products and are cheaper and simpler to arrange than income protection insurance.

As a tradesperson, finding insurance that was clear, easy to obtain (i.e. able to arrange online) and at the best price was a priority for me—it was a nice surprise to come across Trades Insurance and I highly recommend them.

Anne Rawson | Sole Trader - Painting

We’re exceptionally well-versed in knowing the risks you face.

For over 30 years, we’ve provided sturdy policies and sound accident insurance advice to Australian tradespeople. What you can count on at Trades Insurance is that you’ll be given the time of day to be listened to, fully understood and attentively serviced—as and when you need us. You’ll love that we’re across your every insurance need and that you only deal with a single point of contact each time you contact us.

We have access to 59 insurers and can offer several flexible product options to trades of all kinds, which enables us to detail a policy specifically to your needs.

Above all, we take the best of care to do insurance right.

Don’t be caught out by catastrophe. Cover yourself with Trades Insurance.

We help you navigate personal accident insurance with the right advice.