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Carpenters Insurance. Done Right.

Chip that risk in the bud. Find the right chippy insurance policy today.

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A unique insurance solution for carpenters

There are a range of approaches that carpenters can take to defend against risk. Up-to-date health and safety processes and educated employees can help mitigate risk, however, accidents will always find a way around these safeguards, no matter how vigilant you are in your approach. Often, your last line of defence is going to be carpenters insurance. This can ensure that the damage inflicted by an accident doesn’t also reach your wallet.

While getting comprehensive insurance is essential for any business, there are still issues that need to be taken into account. An off-the-shelf insurance solution is unlikely to cover you against all of the nuances involved in your work and the specific challenges you face every day.

Instead of getting just any old policy, carpenters should find a solution that gives them a personalised insurance product to match the needs of their work.

Types of carpenters insurance

Carpenters can be insured under a number of different policies, giving you a wide variety of cover options to grant you and your business financial protection. Options such as public liability insurance, tool insurance, commercial motor insurance and professional indemnity insurance can all be vital in keeping your business running smoothly.

Public Liability Insurance

Public liability insurance covers you against parties that your business transacts with, including clients, customers, contractors and members of the public. This will likely be your first and main form of insurance. It also covers property damage and the legal and defence costs as a result of any negligent business activities. Legal costs rack up fast. No matter the size of your business, insurance is crucial for risk mitigation and income protection.

Tools Insurance

With carpenters using a unique set of tools and materials, it is essential to get the right level of protection for your investments. Fail to protect these and your entire business will be left at the mercy of light-fingered thieves looking to make a few dollars off your hard work and planning. Although you can take precautions such as locking vehicles, tagging tools and storing equipment away – there is never a 100% guarantee of safety. Our tools insurance protects against equipment theft, fires, and vehicle accidents.

Personal Accident Insurance

Our personal accident and illness policies cover serious injury, illness or accidental death and will pay for expenses such as medical bills and rehab programmes, as well as lost income. The policies are designed to provide replacement income should you be unable to work.

Talk to someone who cares

Trades Insurance has years of experience getting the right insurance solutions for carpenters across Australia. Our brokers have handled many carpenters insurance policies, so they know exactly what you need and what you don’t.

We are committed to understanding the ins and outs of your business to ensure that we can find you the appropriate insurance policy. We pride ourselves on an unparalleled level of care and attention when it comes to our clients.

As an insurance broker, Trades Insurance can connect you with a wide range of different providers, from Australia’s largest local companies to big international insurers. This network ensures that you are getting the best products for your needs, without worrying about getting the wrong solution.

We don’t just run an insurance business. We’re wholly invested in protecting your livelihood.

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