Together with your passport, Travel Insurance is the most essential component you’ll need when travelling overseas. In fact, we’d suggest that if you can’t afford travel insurance, you can’t afford to travel.
For example, should you have an accident, or become unwell, and you incur medical expenses while overseas, and you don’t have travel insurance, then you are personally liable for covering these costs.
To put pay to a few travel myths, the Australian Government will not pay for medical expenses overseas. And you are not covered by your domestic private health insurance.
But here’s the good news. Travel Insurance is not ridiculously expensive, and with the right Travel Insurance policy, you can rest easy on your holidays.
As a policyholder you can organise to be covered for all sorts of events that may occur before or during travel. This includes trip cancellation/interruption, medical expenses for injury or illness, theft of valuables, baggage delay or damage and more.
When you take out travel insurance, you’re signing a contract, so it’s important to know what exactly you’re signing up for. And to be truthful in your application. For example, if you have a pre-existing medical condition that requires medical treatment overseas, chances are you won’t be covered.
There are as many providers operating in this area of insurance as there are countries overseas. We’re fortunate to have excellent relationships with the more reputable providers, and can organise a flexible Travel Insurance package for your needs.
For enquiries on Travel Insurance, please fill out a short quotation request, and one of our consultants will be in contact with you shortly.